The Dodd-Frank Act §1034 requires covered financial institutions to cooperate with CFPB consumer complaint investigations and directs institutions to inform consumers of the CFPB's complaint process. A support page that lists only internal support channels gives users no path to external recourse when they believe the company has acted improperly. For consumer-facing financial products, CFPB contact information is not optional courtesy — it is a mandated disclosure in a supervised entity's customer-facing communications. The absence of this information signals to both regulators and users that the company is not operating as a supervised financial service.
Medium because omitting CFPB contact information on support pages directly contradicts Dodd-Frank §1034 cooperation requirements and signals non-compliance to bank examiners.
Add a dedicated CFPB contact section to your support or help page at app/support/page.tsx. Place it after internal support options, not buried at the bottom:
// app/support/page.tsx
<section className="regulatory-contact">
<h2>Consumer Financial Protection Bureau</h2>
<p>
If you have a complaint about our financial services that we have not
resolved to your satisfaction, you may contact the CFPB:
</p>
<address>
<a href="https://www.consumerfinance.gov">consumerfinance.gov</a><br />
Phone: (855) 411-2372<br />
1700 G Street NW, Washington, DC 20552
</address>
</section>
If the product spans multiple support pages (help center, FAQ, contact form), include at least one CFPB reference accessible from the top-level support landing page.
ID: finserv-disclosure.consumer-protection.cfpb-contact
Severity: medium
What to look for: Enumerate all support, help, contact, and FAQ pages. For each, check for Consumer Financial Protection Bureau (CFPB) contact information. Count how many of the following CFPB contact details are present: (1) a link to consumerfinance.gov, (2) CFPB phone number, (3) CFPB mailing address. At least 1 is required.
Pass criteria: The support or help page includes at least 1 CFPB contact method (website link, phone, or mailing address). The information is in a dedicated section, not buried in a paragraph of unrelated text. Quote the actual CFPB contact text found and the file path where it appears.
Fail criteria: No CFPB contact information appears on any support, help, or contact page across the entire site.
Skip (N/A) when: The project is not a consumer financial product (e.g., B2B-only financial API, non-regulated tool, or fintech infrastructure with no end-consumer users).
Detail on fail: Quote the support page file path and describe what is present. Example: "Support page at app/support/page.tsx lists internal support email and phone but provides no CFPB contact information. 0 of 3 CFPB contact methods present."
Remediation: Add CFPB contact information to your support page at app/support/page.tsx or app/(marketing)/support/page.tsx:
// app/support/page.tsx
<section className="consumer-resources">
<h2>Consumer Complaints & Regulatory Questions</h2>
<p>
Have a complaint about our service? You can file a complaint with the
Consumer Financial Protection Bureau (CFPB).
</p>
<div className="cfpb-contact">
<p>
<strong>Consumer Financial Protection Bureau (CFPB)</strong><br />
Website: <a href="https://www.consumerfinance.gov">consumerfinance.gov</a><br />
Phone: (855) 411-2372<br />
Mail: 1700 G Street NW, Washington, DC 20552
</p>
</div>
</section>
Cross-reference: For broader FTC consumer protection compliance (unfair practices, endorsement disclosures), the FTC Consumer Protection audit covers these topics comprehensively.