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Bundles/finserv-disclosure

Regulatory Disclosure Audit

finserv-disclosure · v1.1.0 · paid

Evaluates fee transparency, APR and rate disclosures, terms presentation, consumer protection notices, and regulatory compliance content.

Fee & Rate Disclosures

fee-rate · weight 0.3

All fees displayed clearly before account opening or purchase
ab-001399
critical
APR/interest rate disclosed prominently on credit pages
ab-001400
critical
Billing cycle and payment due date displayed before commitment
ab-001401
high
TILA (Reg Z) disclosures for credit products
ab-001402
high

Terms & Legal Compliance

terms-legal · weight 0.3

Terms & conditions in plain language with max 65-character line length
ab-001403
high
Equal opportunity notice (Reg B) on credit applications
ab-001404
high
Privacy policy linked from every page footer
ab-001405
medium
Refund or cancellation policy with specific terms
ab-001406
medium

Consumer Protection Notices

consumer-protection · weight 0.25

CFPB contact on support page
ab-001407
medium
Right to dispute errors notice with statements
ab-001408
medium

Disclosure Presentation Quality

presentation-quality · weight 0.15

Currency and jurisdiction specified for international products
ab-001409
low
Pre-authorization consent before recurring charges
ab-001410
low
Numeric fees in consistent format
ab-001411
low
Compliance document archive maintained
ab-001412
low
Disclosures updated after regulatory changes
ab-001413
low
Legal team sign-off documented pre-launch
ab-001414
info
Disclosure effectiveness measured
ab-001415
info
Service availability and supported regions listed
ab-001416
info