Subscription terms displayed clearly before checkout

The FTC Negative Option Rule (2025) and California ARL both require subscription terms to be 'clear and conspicuous' before the consumer acts — not discoverable only after clicking through to Stripe. When billing frequency, price, and auto-renewal notice are absent from the pre-checkout screen, users reasonably believe they are making a one-time purchase. The resulting chargebacks and regulatory complaints are not recoverable by updating your Terms of Service retroactively; the disclosure must exist at the moment of decision. Under EU Consumer Rights Directive 2011/83/EU, failure to disclose recurring payment terms before order placement can make the contract voidable.

Add billing frequency, auto-renewal notice, and price to every pricing card and upgrade entry point before the checkout action. In components/PricingCard.tsx, render a visible disclosure paragraph immediately below the CTA:

<p className="billing-notice text-sm text-gray-700 mt-2">
  Billed monthly. Renews automatically. Cancel anytime from account settings.
</p>

If routing through Stripe Checkout (hosted), populate subscription_data.description so Stripe's own confirmation screen reflects the terms:

const session = await stripe.checkout.sessions.create({
  mode: 'subscription',
  subscription_data: {
    description: 'Monthly subscription — renews automatically at $29/month. Cancel anytime.',
  },
})